Terms of Service
Effective Date: March 10, 2026
These Terms of Service (“Terms”) govern your access to and use of the website and services provided by Quinn Benefit Advisors ("Company," "we," "us," or "our"). Quinn Benefit Advisors is a DBA (Doing Business As) of Quinn Financial Services Inc.
By accessing our website or using our services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website or services.
1. SERVICES PROVIDED
Quinn Benefit Advisors provides insurance consultation services, policy education, and assistance with insurance plan selection and enrollment. Information provided through this website is for informational purposes and does not constitute binding insurance coverage until a policy is formally approved by the insurance carrier.
2. USER ELIGIBILITY
You must be at least 18 years old to use our services. By using this website, you confirm that you are legally able to enter into this agreement.
3. COMMUNICATIONS
By submitting your contact information through our website forms, you consent to be contacted by Quinn Benefit Advisors regarding your inquiry.
Communications may include:
• Phone calls
• Email messages
• Text messages (SMS)
These communications may include appointment confirmations, consultation reminders, insurance information, and service updates.
4. SMS TEXT MESSAGING TERMS
If you provide your mobile number and opt in to receive SMS messages, you agree to receive text messages from Quinn Benefit Advisors related to insurance services.
Message types may include:
• Appointment confirmations and reminders
• Consultation scheduling updates
• Customer support messages
• Insurance plan updates
• Enrollment reminders
• Promotional messages (only with consent)
Message frequency may vary. Message and data rates may apply.
You may opt out of SMS messages at any time by replying STOP to any message. You may reply HELP for assistance.
5. Carrier Liability Disclaimer
Mobile carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission by your mobile carrier and is not guaranteed by Quinn Benefit Advisors or Quinn Financial Services Inc.
6. PRIVACY
Your use of this website and services is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.
7. USER RESPONSIBILITIES
You agree to provide accurate and truthful information when submitting forms or requesting services through our website.
You agree not to use the website for any unlawful purposes or to attempt to disrupt the functionality or security of the website.
8. LIMITATION OF LIABILITY
Quinn Benefit Advisors and Quinn Financial Services Inc. shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of this website or reliance on information provided through our services.
Insurance coverage decisions and policy approvals are ultimately determined by the insurance carriers.
9. THIRD-PARTY SERVICES
Our website may include links to third-party services or insurance carriers. We are not responsible for the policies, content, or practices of those third-party services.
10. MODIFICATIONS TO TERMS
We reserve the right to update or modify these Terms at any time. Any updates will be posted on this page with the revised effective date.
11. GOVERNING LAW
These Terms shall be governed by the laws of the State of California.
12. CONTACT INFORMATION
If you have questions regarding these Terms, please contact us:
Quinn Benefit Advisors
DBA Quinn Financial Services Inc.
Address:
2475 Jefferson St #306
Carlsbad, California 92008
Phone:
+1 442-264-9765
Email:
Website: